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What’s gonna’ work? Teamwork!

May 31, 2010

The Wonderpets save this blog!

My 2 ½-year-old daughter, Quincy, has introduced me to a whole new world of television – “Dora the Explorer,” “Wow Wow Wubbzy,” and, my personal favorite, “The Wonder Pets.”

In this show, a hamster, duck and turtle saves an animal in trouble.  It may be a dog stuck at the top of the Eiffel Tower or a beaver that needs help making his dam. 

The Wonder Pets go to the animal and then a couple of them try to solve the problem on their own, unsuccessfully.  Finally, they find a simple way all three of them can help to solve the problem.  Then, they fly away on their boat singing, “We’re not too big and we’re not too tough, but when we work together we’ve got the right stuff.”

If this example of teamwork is a little elementary, another example of teamwork can be evidenced among the United States Marine Corps. 

Teamwork

In one particular drill, “two sheets and a pillow,” the entire platoon must have their beds made to perfection in three minutes.  If one person gets finished, but the whole group does not, everyone has to start over from the beginning.  It usually takes a while, but eventually, the Marines figure out if they help each other out, they can all get finished in less than three minutes.

Both of these examples show how working together solves problems.  One of the biggest problems some married couples have is they do not talk about what to do financially together.  One spouse may be working toward the next toy such as a new boat or motorcycle, while the other may want to save to make improvements to the home. 

The problem is, usually married couples do not have enough money to do it all.  Approximately 70 percent of couples report they have money troubles and fights over money.  The key is to decide where your money is going to go together.  That means teamwork!

A big mistakes some couples make is one dictates a budget or how the money is going to be spent.  This usually results in the other spouse looking for ways to hide spending or being resentful on how the family’s money is allocated.

One spouse can make the framework for the monthly budget, but for it to work, each spouse needs to get one vote in how the money is spent.  If the vote is tied one to one, there must be a compromise made so both partners agree. 

The best way to get this figured out is for the couple to come up with some longer-term goals together about what they want their life to look like in 20 or more years.  With these goals in place, it can help direct how you spend your money on a daily basis. 

When two people agree on these goals, it can even be more powerful as each individual has support and encouragement to keep each other going toward the longer-term goals.  Become a great financial couple.  Master your finances – together – today!

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